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    Medicaid Information

    Medicaid is a government-provided health insurance program designed to help citizens or legal permanent residents of all ages receive health care at a discount or for free when they do not have the resources to afford health care insurance from the private market. This widely used social program, where eligibility requirements are determined by the states, receives funding from both the state and the federal governments. Falling below a certain percentage of the Federal Poverty Line is not the only requirement for Medicaid, as each state has its own requirements based on the income, age and disabilities of the applicants. All states, while not required to participate in the Medicaid program, do offer these opportunities to their eligible residents.

    Recent legislation under the Patient Protection and Affordable Care Act have opened up the requirement of Medicaid to now include all United States citizens and legal residents whose income is up to 133 percent of the Federal Poverty Line. This opens up eligibility to adults without dependent children who would have previously been disqualified from most Medicaid programs. The states are not required to participate in the changes outlined in the new legislation, and have the option to stay with their current Medicaid levels of funding. Many states have opted to stick with their current funding and eligibility standards disregarding the Affordable Care Act’s changes regardless of the Federal Government’s three-year 100 percent cost coverage for all newly qualified beneficiaries. Others have already started creating their own Insurance Marketplaces, as well as planning for the increase in beneficiaries and funding.

    Originally instated in 1963, Medicaid was designed to help low-income families with children provide the health care needed to raise the next generation of American citizens. Originally called Title XIX of the Social…

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